Finance Broker
- Assess clients’ finances and borrowing capacity, then research and recommend suitable loan products.
- Prepare and manage loan applications, negotiate with lenders, and coordinate applications through to settlement.
- Maintain client records and comply with responsible lending, credit legislation, and licensing requirements.
We are seeking a qualified and experienced Finance Broker to join our team in CAMBERWELL VICTORIA. The successful candidate will work directly with clients to understand their financing needs, research suitable lending products and manage loan applications from initial enquiry through to settlement. This role requires strong communication and analytical skills, a sound understanding of lending products and credit policies, and a commitment to providing professional client service.
Key responsibilities
- Meet with clients to assess their financial needs, objectives and borrowing capacity.
- Analyse clients' income, expenses, assets, liabilities and supporting financial documents.
- Research and compare available loan products, interest rates, fees and lender requirements.
- Recommend suitable financing options and clearly explain loan structures, terms, repayments and associated costs.
- Prepare and submit loan applications, ensuring supporting documents are accurate and complete.
- Liaise and negotiate with lenders on behalf of clients regarding financing arrangements and application requirements.
- Coordinate with clients, lenders, solicitors, conveyancers and other relevant parties to facilitate settlement.
- Maintain accurate client records and application updates in relevant business systems.
- Stay informed of lending products, lender credit policies and applicable regulatory requirements.
- Comply with relevant credit legislation, responsible lending and best interests obligations, and applicable licensee and aggregator requirements.
About you
- At least a Diploma in Finance and Mortgage Broking Management, or a relevant related qualification.
- At least one year of relevant experience as a finance or mortgage broker, credit analyst or in a similar role.
- Sound knowledge of loan structuring, financial assessment and lender credit policies.
- Familiarity with loan application platforms and CRM systems.
- Strong analytical skills and attention to detail.
- Excellent written and verbal communication skills.
- Strong organisational skills and the ability to manage multiple applications and deadlines.
- The ability to build and maintain professional relationships with clients and lenders.
- A positive, professional and collaborative approach.
- The ability to meet the licensing, authorisation and accreditation requirements applicable to the role.
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